University of Toronto — fees and education loan guide
Toronto, Ontario, Canada. Canada's largest research university, with graduate programmes across engineering, computing, management and public health.
Cost snapshot
What you will need to fund
- Tuition (published)
- CAD 25,000–62,000 / year
- ₹15–38 L / year
- Living costs
- CAD 18,000–24,000 / year
- ₹11–15 L / year
- All-in loan estimate
- ₹32 L – ₹60 L depending on programme
- 1–2 years (master's)
- Intakes
- September, limited January
- Secured and unsecured both common
Fee and living-cost ranges are indicative for international students in recent intakes and vary by programme. Confirm current figures with the university before borrowing.
Programmes
Popular programmes among Indian students
- MEng
- MSc Applied Computing
- Master of Management Analytics
- MPH
- Wide programme-cost spread — course choice changes the loan amount sharply
- Structured post-study work pathways
- Toronto rent is the biggest living-cost variable
Funding
How education loans usually work for this university
Typical lender approach: secured and unsecured both common.
- Canada study permits usually need a GIC and first-year fees — sequence the disbursement around both.
- Lenders generally view public Canadian universities favourably.
- Confirm whether the lender can remit the GIC amount directly to the designated bank.
Apply
Start your University of Toronto loan application
Share your programme and preferred lender. A counsellor reviews your profile and comes back with the lenders that will actually fund this course.
Plan your EMI
Estimate the EMI on a University of Toronto loan
Adjust the amount to your all-in estimate above and see what repayment looks like after the moratorium.
This calculator is an estimate. It assumes a fixed rate and equal monthly instalments. Actual EMIs depend on your lender's rate reset policy, interest capitalisation method, fees and disbursement schedule.
Nearby options
Other universities in Canada
Vancouver, British Columbia
University of British Columbia
₹30 L – ₹58 L depending on programme
View profileMontreal, Quebec
McGill University
₹28 L – ₹50 L depending on programme
View profile
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