Education loan document checklist

Incomplete files are the single biggest cause of delay. Work through this list before you apply — and keep clear scans of everything.

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Student documents

Academic documents

Admission & course documents

Banking & other documents

Co-applicant documents

A. KYC documents

B. Address proof

C. Income proof (depending on employment type)

D. Bank details

Collateral documents (if pledging security)

Requirements vary by lender, scheme and profile. Your lender may ask for additional documents such as valuation reports, legal opinions or a no-objection certificate.