Terms of Use
Please read these terms before using ShikshaVahini's website or services.
Scope of our service
ShikshaVahini provides information and guidance on education loans and helps you prepare and submit applications to banks and NBFCs. We are not a lender, and nothing on this site is an offer of credit.
No guarantee of approval
We do not guarantee that any lender will approve your loan, nor that you will receive any particular interest rate, amount, tenure or fee structure. Those decisions rest entirely with the lender.
Accuracy of information you give us
You agree that the information you submit is true and complete to the best of your knowledge. Inaccurate information can lead to a rejected application, and lenders may treat it as misrepresentation.
Indicative figures
Interest rates, limits, fees and timelines shown on this site are indicative ranges compiled for comparison purposes. They change with lender policy and applicant profile and should not be treated as quotations.
Calculators and tools
Our EMI calculator, loan application form and checklists produce estimates and general guidance. They are not financial advice and do not account for every lender-specific rule.
Third-party links
We may link to lender or institution websites. We do not control that content and are not responsible for it.
Limitation of liability
To the extent permitted by law, ShikshaVahini is not liable for indirect or consequential losses arising from your use of this website or from a lender's decision on your application.
Changes
We may update these terms as our services or the regulatory environment change. Continued use of the site means you accept the current version.
Contact
Queries about these terms can be sent to info@shikshavahini.com.