Education loans for an MS abroad
An MS abroad is the most common education loan request we see, and the decision usually comes down to whether you pledge collateral or accept a higher rate for a collateral-free loan.
What this typically costs
Two-year programmes with living expenses often need funding well above ₹20 lakh, depending on country and university.
Financing considerations
- University and programme eligibility lists differ by lender
- Cost of attendance documentation drives the sanction amount
- Living expenses are often released in tranches, not upfront
- Currency movement affects foreign-currency loans
Which lenders usually fit
Secured bank loans price lowest; NBFCs and international lenders offer collateral-free routes for eligible universities.
Preliminary assessment only. Final eligibility, interest rate and loan terms are determined by the lender.