Financial Disclaimer
We would rather be clear about our limits than imply certainty we don't have.
ShikshaVahini guides and facilitates education loan applications. We are not a lender and we do not guarantee loan approval. Final approval, interest rate, fees, collateral requirements and repayment terms are determined solely by the respective bank or NBFC based on your profile and their prevailing policies.
Indicative figures only
Interest rate ranges, loan limits, tenures, moratorium periods and fees published on this site are indicative and compiled for comparison. They change with lender policy, scheme revisions and your profile. Always confirm terms in your sanction letter.
Calculators are estimates
Our EMI calculator assumes a fixed rate and equal instalments. Real repayment schedules depend on rate resets, interest capitalisation, disbursement timing and fees.
No claims we cannot substantiate
We do not publish approval-rate claims, turnaround guarantees, lender tie-up claims or student numbers that we cannot evidence. If you see a figure on this site, it is either indicative and labelled as such, or verifiable.
Not financial advice
Content on this site is general information, not personalised financial, tax or legal advice. Consider your family's circumstances, and seek professional advice where appropriate, before borrowing.
Borrow responsibly
An education loan is a long commitment repaid from your future income. Borrow what your expected earnings can service, not the maximum you are offered.
Questions about anything on this page? Write to info@shikshavahini.com.